The annual pilgrimage to Las Vegas contonues. Read on for my investment portfolio.
College Football Plays
Over/Under Win Totals
I made 42 college football win total plays (four more than last year). They are listed below, broken down by conference.
AAC Plays
Charlotte over 2.5 wins ($25 to collect $55)
The 49ers did not win an FBS game last season, but Tim Albin has a strong track record as a head coach. I think this team can be much more competitive in 2026.
Florida Atlantic over 5.5 wins ($50 to collect $81.25)
I was on the Owls last year, and they missed going over their win total by one game. The AAC (or American as they prefer) is in flux with the four best teams (Memphis, North Texas, South Florida, and Tulane) losing their coaches in the last carousel. I think that helps the middle and bottom of the league rise up.
North Texas under 6.5 wins ($50 to collect $73.80)
The Mean Green were arguably the best team in the conference last season, but lost to Tulane and missed out on a shot at the College Football Playoff. They finished ranked for the first time in school history and twelve games (three more than in any previous season). Their coach, and most of their production are gone and the schedule is tough. North Texas could easily finish 1-3 in the non-conference (Indiana, UNLV, and Texas State) and put themselves in doubt for making a bowl game, much less eclipsing this win total.
Rice over 3.5 wins ($25 to win $47.75)
The Owls were not very good in Scott Abell's first season, but they won five games. With another year to rep the unique offense, I think the Owls at least maintain their record from last season.
Temple over 4.5 wins ($100 to win $145.45)
I bet four overs in the AAC and that quartet have one thing in common, a second year head coach. KC Keeler won two national titles at the FCS level and I expect him to turn Temple around. The Owls won five games in his first season, which was just his fifth losing season in a 32 year head coaching career. I don't think he will have his sixth in 2026.
ACC Plays
Boston College over 3.5 wins ($500 to collect $976.20)
The Eagles bottomed out last season, winning just a single FBS game, but I think they deployed one of the great 'Moneyball' tactics in building their 2026 roster. Their starting quarterback is projected to be Mason McKenzie, a transfer up from Division II Saginaw Valley State. In general, I think players transferring up perform better than those making lateral or downward moves. They have already proven they can play rather than relying on pedigree or recruiting hype to buoy their reputation. Diego Pavia (New Mexico State to Vanderbilt) and Trinidad Chambliss (Ferris State to Ole Miss) come to mind. I'm not saying McKenzie will be a Heisman candidate, but I think he can do enough to get Boston College to respectability.
Cal under 6.5 wins ($25 to collect $42.85)
Last year, I backed Cal to go over their win total, and the Bears delivered, winning games in the regular season for the first time since 2019. Now the bar is set at seven wins. With the ACC going to nine conference games (for some teams), the Bears face ten power conference foes in 2026, plus a road game at UNLV. There are not a lot of gimmes on that schedule, so I will take a shot on the under.
North Carolina over 4.5 wins ($25 to win $43.50)
There was a lot of hype for the Tar Heels last year with the most successful NFL coach of all time taking over. Unfortunately, I did not have the balls to take the under which would have easily cashed. If you squinted though, you could see a team that played better down the stretch. The Tar Heels were just 2-5 in their last seven games, but three of those five losses came by one score. I expect continued improvement and the Tar Heels should contend for a bowl game.
Pittsburgh under 7.5 wins ($25 to collect $55.00)
Outside of their run to the ACC title in 2021, Pitt has never won more than eight regular season games under Pat Narduzzi. The Panthers play ten games against power conference opponents in 2026 (nine ACC games a non-conference clash with UCF). There are enough toss-ups on this schedule to make eight wins a challenge.
SMU under 8.5 wins ($25 to collect $55.00)
The Mustangs have a 14-2 conference record in their first two years in the ACC. I think they eclipse that conference loss total this season. SMU opens with a road game against a desperate Florida State team and two weeks later travels to Louisville with the Cardinals on double revenge, having dropped games to the Mustangs the past two seasons. I think there is a good chance they drop both and then they would need to get through the rest of conference play unscathed to go over their win total as they non-conference schedule includes a trip to South Bend to face the Irish.
Syracuse over 4.5 wins ($25 to collect $46.75)
An injury to quarterback Steve Angeli torpedoed Syracuse's season in 2026. Through their first four games, the Orange were 3-1 and averaging nearly 39 points per game (30 per game against FBS opponents). Over their last seven games, they averaged under 13 points per game and were winless. Angeli is back and the Orange should be back in a bowl.
Virginia under 7.5 ($25 to collect $58.75)
2026 was a dream season for Virginia...until the ACC Championship Game. After a 'non-conference' loss to NC State, the Cavs eked out multiple one-score wins to get to Charlotte and nearly grab a College Football Playoff bid. I think their luck regresses in 2026 and like most ACC teams, they face ten power conference foes, which should hamper their win total.
Big 10 Plays
Illinois under 7.5 ($25 to collect $40.65)
The Illini won eight regular season games last year after winning nine in 2024. However, they are 6-1 in one-score regular season game over the past two years. A little regression in that department could keep them home for the holidays.
Maryland over 4.5 wins ($25 to collect $37.50)
This one hurt last year. I had the Terps over 4.5 wins and they started 4-0 and had a double digit lead in the second half of game five. They lost that one and then seven more to close the year and deny me. A lot of talent, icnluding the starting quarterback return. Plus these guys owe me.
Michigan under 8.5 wins ($25 to collect $39.70)
Another team I missed on last year. The Wolverines were non-competitive in losses to Ohio State, Oklahoma, and Southern Cal, but won the rest to exceed their win total. They upgraded at head coach, but the schedule is much tougher.
Michigan State over 3.5 wins ($25 to collect $37.50)
I thought the Spartans jumped the gun by firing Jonathan Smith, and I don't think Pat Fitzgerald will have long term success in East Lansing. In his last three non-Covid seasons at Northwestern, his teams went 7-29. Still, this is a modest win total and Michigan State was better than their record last season. However, if the Spartans drop their opener to Toledo, I can probably burn this ticket.
Southern Cal under 8.5 ($50 to collect $93.50)
Without Notre Dame, the non-conference schedule is a joke, but there are still enough tricky games on the slate to get Lincoln Riley fired. East coast trips to Indiana, Penn State, Rutgers, and Wisconsin, as well as a cross-town visit to what should be an improved UCLA likely equate to multiple losses. The Trojans do get Ohio State and Oregon in the Coliseum, but are they going to win both?
Big 12 Plays
Arizona under 7.5 wins ($25 to collect $44.25)
The Wildcats surprisingly won nine regular season games last season and had they beaten BYU, may have found themselves in the Big 12 Championship Game. Arizona somehow still has quarterback Noah Fifita, but there are too many losses on defense and too many tough road games to get to eight wins.
BYU under 8.5 wins ($25 to collect $55.00)
I'm not buying the BYU hype. The Cougars are 21-3 over the past two regular seasons, but that includes a sterling 7-2 record in close games. I think regression comes for the Cougars and keeps the out of the Big 12 Championship Game.
Kansas over 5.5 wins ($25 to collect $41.65)
The Jayhawks have endured back-to-back losing seasons after breaking through with a ranked finish in 2023. Their 10-14 cumulative record in that span includes a 2-7 mark in one-score games. Flip a few of those games and the Jayhawks are riding high off four consecutive bowl bids. I think they do enough to get back to the postseason in 2026.
Oklahoma State under 6.5 wins ($25 to collect $40.60)
Initially, I planned on betting the Cowboys over their win total as they transplant the staff and players from last season's North Texas team. However, I expected to bet over 4.5 or maybe 5.5 wins. 6.5 is too rich. The Cowboys are unlikely to go winless in the Big 12 for a third consecutive season, but six wins seems like their ceiling.
West Virginia over 5.5 wins ($25 to collect $41.65)
At his four previous FBS stops, including his first run at West Virginia, Rich Rodriguez's teams have gone 29-19 in his second season at the helm. West Virginia won just four games last season, but the Mountaineers played better down the stretch (until their finale with Texas Tech). Despite road trips to Texas Tech and Utah, I think they can get to a bowl game.
CUSA Plays
Jacksonville State under 7.5 wins ($50 to collect $93.50)
I have bet the under on the win total for the Gamecocks the past two seasons. In those two seasons, the Gamecocks have gone 16-8 in the regular season (14-2 in CUSA play) and qualified for both CUSA Championship Games. Eventually, I am going to be right, and I think this is the year.
Middle Tennessee State over 3.5 wins ($50 to collect $81.25)
I have backed the Blue Raiders to go over their win total the past two seasons, and they have combined to finish 6-18 in that span. They opened last season losing by multiple scores to an in-state FCS opponent. If they can't eclipse this modest win total, I will not back them again (as long as Derek Mason remains in charge).
MAC Plays
Ball State over 3.5 wins ($25 to collect $46.75)
I backed Ball State to the over last year because I liked their hire of Mike Uremovich as head coach. The Cardinals were not good last season, but they won enough games to hit the over. Their win total is unchanged from last season and I expect improvement, or maintenance at the very least, in the second year of Uremovich's system.
Buffalo over 5.5 wins ($50 to collect $79.40)
After winning eight games in Pete Lembo's first season in upstate New York, the Bulls dropped their final three games in his second season to finish 5-7. The Bulls have two FCS opponents on the non-conference schedule, so a .500 record in MAC play should get them over this number.
Massachusetts over 2.5 wins ($400 to collect $635.30)
My second biggest play this season is another northeast dumpster dive. I think the Minutemen have potential because like Buffalo, they also face two FCS opponents in the non-conference. They also face a rebuilding Connecticut team that I expect to take a significant downturn. If they beat both of those FCS teams, they would just need a single conference victory to hit the over. Second year head coach Joe Harasymiak took Maine to the FCS playoffs during his tenure with the Black Bears. Last season's winless campaign will bear fruit as the Minutemen are much more competitive in the MAC.
Western Michigan under 7.5 ($25 to collect $41.65)
The reigning MAC champs have a tough non-conference schedule (Boise State, Michigan, and Rice). If they lose all three of those games, it would take another 7-1 MAC run to hit this over.
Mountain West Plays
Hawaii under 7.5 wins ($25 to collect $45.85)
The Rainbow Warriors have made steady improvement under favorite son Timmy Chang, culminating in last season's 8-4 regular season. Hawaii would need to match that win total to hit this win total. Hawaii has two road games against power conference opponents (Arizona State and Stanford), with the Cardinal having revenge on their minds after last year's close loss on the islands. Hawaii's last road win against a power conference opponent came in 2009 against a very bad Washington State squad. Hawaii plays the strongest projected Mountain West conference teams at home (New Mexico, North Dakota State, and UNLV). That could set them up for a conference title, but it also means they have some tricky road contests (Nevada, Wyoming, and UTEP). I think eight wins is the absolute ceiling for this team.
Northern Illinois over 3.5 ($25 to collect $50.00)
The Huskies are not in a great position as they move to a new conference. Head coach (and alum) Thomas Hammock resigned in February to take a position coach job in the NFL and the team has almost no returning production on defense. Still, the Huskies were better than their record (3-9) last season I think they can be competitive in the Mountain West as that league loses some of its stronger teams to the newly constituted Pac-12.
UTEP over 3.5 wins ($25 to collect $53.75)
Like Northern Illinois, the Miners are new members of the Mountain West. They have won just five games through head coach Scott Walden's first two seasons. I still believe in Walden who is just 36 years old and had a good run at Austin Peay (four consecutive winning seasons) before coming to El Paso.
Pac-12 Plays
Colorado State over 3.5 wins ($25 to collect $41.65)
The Pac-12 is doing something unique schedule wise in 2026. The eight conference members play each other and then have a 'flex' game scheduled for the final week of the regular season. The 'flex' game will not count in the conference standings and will be determined by the league the week of the game based on the matchups they feel provide the best opportunity for national exposure and ultimately a College Football Playoff berth. We could potentially see the top two teams in the conference meet three times (regular season, flex game, and conference title game). The book where I made the Pac-12 plays considers the flex game as part of the regular season schedule. Anyway, Colorado State has a new coach (Jim Mora) who turned a moribund program at Connecticut around. The Rams have three non-conference homes games (BYU, Southern Utah, and Wyoming), so a 2-1 start to the season would not surprise me would have them halfway to cashing this ticket.
Utah State over 4.5 wins ($25 to collect $42.85)
Over 18 non-Covid seasons as a head coach, Bronco Mendenhall's teams have won fewer than five regular season games once. That came during his first season at Virginia. The Aggies should return to a bowl game for the second consecutive year under Mendenhall.
SEC Plays
LSU under 8.5 wins ($25 to collect $47.75)
This may be anecdotal, but I feel like Lane Kiffin underperforms when he has expectations. For example, two years ago, his Ole Miss squad was stacked, but the Rebels lost three regular season games, including a home loss to Kentucky, to miss the inaugural expanded College Football Playoff. In his second season at Florida Atlantic, his Owls were nearly a unanimous selection to repeat as Conference USA champs. They finished with a losing record. In 2012, his Southern Cal Trojans were the preseason number one team in the AP Poll. They finished 7-6. This season, LSU has five conference road games and at least three of them present reasonable opportunities for losses (Ole Miss, Auburn, and Tennessee). Their home schedule is also difficult as they host Alabama, Clemson, Texas, and Texas A&M. I don't expect LSU to go 4-8, but 8-4 seems like a solid bet.
Texas under 9.5 wins ($50 to collect $90.00)
I expect the Longhorns to be better in 2026 than they were in 2025, but Texas was lucky to finish 9-3 last season. They needed overtime to outlast two of the worst teams in the conference (Kentucky and Mississippi State) on the road and they were fortunate to get Oklahoma in John Mateer's first game back from his hand injury. As the league is quick to inform you, the SEC has added a ninth conference game in 2026. With Ohio State on the non-conference slate, the Longhorns face ten power conference teams in 2026. Five of those games, including the annual neutral site battle with Oklahoma, are away from Austin. The grind of the SEC plus the battle with Ohio State will hand the Longhorns three losses in 2026.
Texas A&M under 8.5 wins ($25 to collect $47.75)
The Aggies had perhaps the easiest SEC schedule in history last season and parlayed that, plus a tight win at Notre Dame, to a College Football Playoff appearance. The schedule stiffens in 2026 and don't forget the Aggies had an incredible ten players taken in April's NFL Draft.
Vanderbilt under 5.5 wins ($25 to collect $56.25)
Off the best season in school history, Vanderbilt has nowhere to go but down. The Commodores have gone 16-8 over the past two regular seasons, but they won just nine games in Clark Lea's first three years in Nashville. A lot of the improvement was driven by quarterback Diego Pavia, and no matter the recruiting pedigree of his replacements, his production will not be duplicated in 2026. Remember, despite the improvement over the past two seasons, Vanderbilt still lost to Georgia State in 2024. The Commodores should open with a pair of victories against Austin Peay and Delaware, but there are no guaranteed wins beyond that.
Sun Belt Plays
Coastal Carolina under 4.5 wins ($25 to collect $57.50)
Tim Beck, who replaced Jamey Chadwell as head coach after he took the Liberty job was fired by the Chanticleers despite three bowl bids in three seasons under his guidance. To replace him, Coastal brought over Ryan Beard from Missouri State. Beard will have his work cut out for him as the Chanticleers have a challenging non-conference slate (West Virginia, Delaware, and Liberty) and could be 1-3 by the time Sun Belt play rolls around. This team is probably sixth in the pecking order in the Sun Belt East, ahead of only Georgia State. I think they dip below five wins for the first time since their first season of FBS play (2017).
Georgia Southern over 4.5 wins ($25 to collect $41.15)
One thing Clay Helton has done in Stateboro is raise the floor. After Willie Fritz departed for Tulane, the Eagles eked out bowl bids in three of the next six seasons, but they also finished with two wins (2017) and three wins (2021) in a couple of seasons. The Eagles have won either six or eight regular season games in all four of Helton's seasons. Their Sun Belt record is a perfectly average 16-16 in that span. I expect more of the same in 2026.
Louisiana-Lafayette under 7.5 wins ($25 to collect $42.25)
The Ragin's Cajuns have dipped since the heights they reached under Billy Napier in the early 2020s, but they are still a consistent bowl team in the Sun Belt. However, expecting eight wins is a little much. Under alum Michael Desormeaux, Louisiana-Lafayette has won six, six, ten, and six regular seasons games. Ten wins looks like the outlier to me. The Ragin' Cajuns only have one definitive loss on the schedule (at Southern Cal), but two other non-conference games against AAC teams (Charlotte and UAB) could turn out to be tougher than they appear when forecasting in the preseason. Someone has to win the Sun Belt West, but I wouldn't just assume the Ragin' Cajuns are the best team in the division.
Louisiana-Monroe over 3.5 wins ($50 to collect $93.50)
The second half of the season has not been kind to the Warhawks in head coach Bryant Vincent's two years in charge. In 2024, Louisiana-Monroe began the year 5-1 with victories against defending Sun Belt champ Troy and the league's other power James Madison. They lost their final six games to miss out on a bowl bid. Last season, they began the year 3-1, but dropped their last eight. I don't know if they can get to a bowl in 2026, but they are competent enough to win half as many as they lose.
Troy under 6.5 wins ($50 to collect $115.00)
Despite appearing in the Sun Belt Championship Game last season, the Trojans were actually outgained by their Sun Belt opponents on a per play basis. That is usually not a recipe for repeating. The Trojans have two tough non-conference road games (Missouri and Utah State) and I do not expect them to finish better than .500 in Sun Belt play.
College Football Futures
Temple to win AAC ($10 to collect $410.00)
There is a power vacuum in the AAC with the four best teams changing coaches after last season (Memphis, North Texas, South Florida, and Tulane). I figure the Owls, with a two-time FCS champion head coach are as good a long shot as any.
Toledo to win MAC ($10 to collect $46.00)
Toledo last their head coach who had been in the position for a decade, but may have upgraded at the position. Mike Jacobs has been successful at Division II (Notre Dame and Lenoir-Rhyne) and FCS (Mercer). Asking him to win the title in his first season at the school might be asking a lot, but I expect the Rockets to be in the race until season's end.
Air Force to win Mountain West ($10 to collect $60.00)
The only thing missing from Troy Calhoun's resume at the Air Force Academy is a conference title. I think that has a great shot to change in 2026.
College Football Parlay ($10 to collect $137.95 - all must hit)
August 29
NC State +5.5 Virginia
I already gave my thoughts on want I expect to be regression at Virginia. NC State seems like they are in a great position to threaten to make their first ACC Championship Game, only to disappoint their long suffering fans.
September 3
Wake Forest moneyline over Akron
A moneyline bet on my alma mater. What could possible go wrong?
September 4
Toledo +10.5 Michigan State
Both schools have new coaches and I expect Toledo to keep this one within a touchdown.
September 5
Liberty +6.5 James Madison
Week 1 is missing a huge marque game, so keep an eye on this in-state Group of 6 matchup. I like the Flames to beat one of last season's College Foobtall Playoff participants.
September 6
Wisconsin +20.5 vs Notre Dame @ Lambeau Field
The Badgers were awful on offense last season, but significantly upgraded at quarterback by grabbing Colton Joseph from Old Dominion. Notre Dame is elite and a national title contender, but they won't win by three touchdowns.
MLB Futures Parlay ($10 to collect $35.40 - all must hit)
Atlanta to win NL East
LA to win NL West
Milwaukee to win NL Central
Tampa Bay to win AL East
Just needed something to watch for the next month until football starts. Can all four teams hold onto their division leads? Probably not.
Thanks for reading my annual Vegas trip summary. The season gets underway in a little less than a month with Week Zero. There won't be enough games for spread picks that weekend, but I'll be back with weekly picks shortly after that Saturday appetizer.
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