Last Week: 2-5
Overall: 19-22-1
Indiana +3.5 Ohio State
The Hoosiers have looked mortal in their two games against legitimate competition in 2026. They held off Northwestern three weeks ago and then last week needed a fourth quarter rally to beat Nebraska last week. However, their underlying performance has still been excellent. Against the their three Big 10 opponents (the aforementioned foes and woebegone Rutgers), the Hoosiers have averaged 2.72 more yards per play. By contrast, Ohio State has faced Illinois, Iowa, and Maryland, and outgained those three teams by 2.10 yards per play. Nebraska and Northwestern both seem to be pretty good, while Illinois and Maryland are bad and worse. Curt Cignetti has lost two homes games as an FBS head coach, with both coming during his tenure at James Madison. He has never been a home underdog at the FBS level. Meanwhile, under head coach Ryan Day, in an admittedly small sample, the Buckeyes are just 1-2-1 as a road favorite of a touchdown or less. They lost both non-covers outright (2021 at Michigan and 2024 at Oregon). The Buckeyes have already shown they are fully capable of coughing up a winnable game on the road. I trust Curt Cignetti much more than I trust Ryan Day. Take the Hoosiers in a spot you are unlikely to see them again, as a home underdog.
Boston College +6.5 Pittsburgh
Widely expected to be one of the worst power conference teams in 2026, Boston College has been quietly competent, especially on defense. After allowing 34 points in their opener at Cincinnati, the Eagles have held their next three FBS opponents to 25 points or less and have covered all three games. They were only able to win one outright thanks to an inconsistent offense. Quarterback Mason McKenzie, a Division II transfer, runs well (437 rushing yards), but is limited as a passer and makes too many mistakes. His supporting cast is also less than stellar. No player has more 169 receiving yards and the team's second leading rusher has 200 fewer yards on the ground than McKenzie. Still, the Eagles have been able to ugly up their games and with Pittsburgh coming to town with a backup quarterback, another ugly, low-scoring games seems to be on the horizon. The Panthers opened the season 5-0, but lost their starting quarterback in their victory against Virginia Tech. Their veteran backup, Holden Geriner, did not play well in his first start last week against North Carolina. The Panthers scored a touchdown on their opening drive and then hit a big pass early in the fourth quarter on another touchdown drive, but in between, the Panthers managed just three points. Without a barrage of turnovers from Boston College, its hard to envision the Panthers scoring more than 24 points. This should be a low-scoring field position battle. In that situation, I like the team catching nearly a touchdown.
Ball State +6.5 Bowling Green
After an 0-4 start, Bowling Green is unbeaten in MAC play, having beaten seasoned MAC member Miami of Ohio and newcomer Sacramento State. The most recent victory against the Hornets was impressive, but seems to be more a testament to how bad Sacramento State is instead of any indication of greatness on the part of Bowling Green. While Bowling Green enters with some momentum, Ball State has dropped four in a row and has not beaten an FBS team this season. However, their schedule has been much tougher than Bowling Green's. The Cardinals have faced two good to great Big 10 teams (Northwestern and Ohio State), perhaps the best team in Conference USA (Liberty), and the most talented team in the MAC (Toledo). They also faced Kent State with their backup quarterback which is part of the reason they managed only thirteen points against the Golden Flashes. Their starting quarterback, Keldric Luster, should be good to go in this spot and he has played well against the non-power conference teams the Cardinals have faced. The Falcons victory over Sacramento State (basically an FCS team) is inflating this line and I expect Ball State to have a real shot to win this game outright.
Massachusetts +6.5 Buffalo
In our ever changing world, its good to know some things are constant. For Mid-American Conference fans, that one constant is Toledo losing as a massive favorite. Buffalo upset the Rockets in Toledo last week as a nearly three touchdown underdog. Jason Candle may be gone to Connecticut, but his spirit lives on in northwestern Ohio. The victory was the first by the Bulls against an FBS opponent as they struggled to put away a pair of FCS teams earlier in the year (Albany and Robert Morris). While the Bulls prevailed, they have yet to put up world beating numbers on offense. Buffalo has scored 73 total points in their four games against FBS teams, with the 23 they scored against Toledo representing their high water mark. When a team struggles to exceed twenty points, asking them to lay almost a touchdown might be pushing it. Buffalo does get to face a diminished Minutemen squad in upstate New York. Two weeks ago, the Minutemen were undefeated and dreaming about a potential trip to Detroit in early December. Two losses and an injury to their starting quarterback later and the Minutemen are staring down the barrel of yet another losing season. Outside of Toledo and Western Michigan, the rest of the MAC is a lot of teams of similar quality. Buffalo is getting a little too much love in the betting market after beating a team that is regularly upset. I think this is another game where scoring is at a premium. Take the underdog catching nearly a touchdown.
Georgia Tech +10 Virginia Tech
After a rough opener against Colorado, Georgia Tech has quietly morphed back into the football team they always strive to be under head coach and former offensive lineman Brent Key. The team rushed for 51 yards against Colorado, and averaged under two yards per carry. In their next three games against FBS competition, the Yellow Jackets have increased their per carry average, culminating in them averaging over six yards per rush against Duke last week. Quarterback Alberto Mendoza has also played well in every game save for Tennessee. At 2-3, Georgia Tech has made a bowl game a dicey proposition, but this team should be in every game the rest of the way, with the potential exception of Georgia. Meanwhile, after a hot start, Virginia Tech has cooled off. The Hokies have dropped their past two games, despite being solid favorites in both. The Hokies have not beaten a power conference team by more than nine points and that victory (Maryland) is looking worse and worse by the minute. Take the Yellow Jackets to keep this one close.
Oklahoma State +5 Houston
Years from now when historians are perusing the 2026 college football season on sports-reference, one of the most inexplicable results will be Oklahoma State's loss to Tulsa. The Cowboys scored ten points against the Golden Hurricane and averaged less than five yards per pass. Since that defeat, Oklahoma State has scored 122 points in their three games against FBS competition. Meanwhile, Tulsa has dropped three of four games against FBS opponents while allowing 113 points in their last three games. There is no preseason in college football, so maybe that result is just a function of early season variance. When handicapping Oklahoma State, I would recommend tossing that game out. It has not had any predictive value for their other four games. Meanwhile, Houston is 5-1 with their lone loss coming on the road to defending Big 12 champion Texas Tech. However, Oklahoma State will represent the best offense Houston has faced this season. I don't think the Cougars will be able to get enough stops to cover this number.
Navy +7 UTSA
Halfway through the 2026 season, the Roadrunners from San Antonio are 5-1 with their only loss coming at Texas. After a relatively disappointing first three seasons (at least compared to how they closed in Conference USA) in the American Conference, the Roadrunners have a great shot at playing in the conference title game. They are an indomitable force at home in the Alamodome, where they are 35-6 straight up under head coach Jeff Traylor. However, some of losses provide a clue into how this game could turn out. Three of their five home losses under Traylor have come to Army. The Midshipmen run a different variation of the triple option (specifically, the Wing T version), but they are difficult to prepare for and utilize strategies (going for it on fourth down and reducing the number of possessions) that introduce more variance and benefit the underdog. Navy is a tough luck 2-3 on the year, losing one possession games to Air Force, Florida Atlantic, and UAB. After finishing 5-0 in one possession games last season, they were due for some regression. Navy cannot throw the ball as well as they did over the past few seasons (especially when the opponent knows they are throwing) when they had the dynamic Blake Horvath playing quarterback, but I don't think they will fall far behind or face many third and longs. In addition, they have done a great job thus far of shutting down their opponents' running game. No team has been able to average four yards per carry against them. They should put the Roadrunners in enough third and longs and make enough stops to keep this one interesting.
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